The Tax Landscape: Countdown to 2013 as Fiscal Cliff Looms In December 2010, Congress extended the so-called Bush-era tax cuts. However, for investors, the legislation may have been a stay of execution rather than a full pardon. As of January 1, 2013, federal tax rates on income, qualifying dividends, and capital gains (among other provisions) are […]
NY Daily News Money Pros Column I was recently asked to provide advice for the New York Daily News Money Pros column, and I felt that the topic was so important that it would be great to share it with you too. Inheriting an IRA can be confusing to even the savviest investor and the implications […]
Things to Consider When Buying a Home Are you, a friend or family member in the market for a new home? Especially for first-time home-buyers, the process of deciding how much home you can afford and obtaining a mortgage can be a bit daunting. Read on for detailed information and important tips about the home-buying […]
Do you know what you’re paying for the mutual funds in your 401(k) or 403(b) plan? Most people don’t: a 2011 survey conducted by the AARP found that a whopping 71 percent of respondents didn’t think they paid anything for investments in their retirement accounts. However, this perception is far from the truth! Luckily, new […]
In early May, I became one of the recipients of the 32nd annual Advisors with Heart Award. The award is designed by Rep. magazine to recognize people within the financial services industry whose commitment to charitable causes is something beyond a generous donation. As gratifying, and humbling, as it is to receive recognition by my […]
Is your Traditional IRA or Roth IRA following all the rules? You may assume the answer is yes, but IRA mistakes are far more common than you may realize, and the IRS is gearing up to investigate and penalize them accordingly. The Wall Street Journal reports that in 2006 and 2007 the IRS let about […]
Ever since 2002, health care expenses have grown an average of 6% per year which is well over twice the annual inflation rate of consumer prices overall. This statistic is staggering, but it’s still far too easy to overlook the impact of these rising costs on your retirement. In fact, many people still believe, erroneously, […]
Europe & the Summer of Uncertainty It’s no secret that what’s happening in Europe is driving financial markets worldwide. Even if you have a sound asset allocation strategy and a well-diversified portfolio, it’s hard to ignore the fact that this summer seems to have the potential for turbulence. Markets dislike uncertainty, and at this point […]
There are many risks that we all face when it comes to retirement. Economic crises, the risk of outliving your savings, and healthcare emergencies are all major concerns. We don’t have control over them however we try to plan around them. The single biggest risk you face as a saver is very different: procrastination. This […]
Many parents and graduating seniors are making college decisions at this time of year, and a key part of the discussion often involves finances. Whether you’re thinking about payment and cost-savings strategies for your new college freshman or pondering the different savings options for a younger child, this article will give you some unique strategies […]
Brad holds the following registrations:
4, 7, 24, 63, 65, Life & Health (LA-513612 NY)
