As anyone trying to choose a Medicare plan can tell you, transitioning into retirement isn’t as straightforward as it looks. There are a lot of decisions to make, and most of them don’t have easy answers. One of the biggest issues in transitioning to retirement is income planning. How can you plan your income in […]
Political news has been dominating the headlines since the start of the election cycle last year, and it doesn’t look like it’s going to be letting up any time soon. After a strong end to 2016, we have started off 2017 equally as strong. This has led people to ask me what I think about […]
Pre-retirees spend a lot of time planning their investments, budgets, and lifestyles for the transition to retirement. But Social Security is just as important, if not more so, and by making the most of it you could significantly boost your retirement income. But how do you do it? The biggest blanket piece of advice out […]
Will you have to support your kids when they graduate from college? As anyone who has a child in college right now knows, this is a scary time to be a twenty-something. While the statistics have improved since their lows, a recent study by the Economic Policy Institute found that the unemployment rate for young […]
School has started again, which for my family means a fresh start on the college planning roller-coaster. My son, Clay, is now a high school junior, and we are trying to help him stay focused on the big high school end-game — college — while juggling his many activities. I’m sure for some readers I’m […]
I’ve written a free eBook called “10 Tips You Need to know about your IRA Rollover,” and if you’ve ever wondered what to do with your retirement savings you might want to take a look! It’s a comprehensive, plain-English guide that can help you to understand the options and take control of your retirement. For […]
My wife and I tried to do all the right things when it came to college planning. We started saving early on, opened 529 accounts, began campus visits when my daughter, Abby, was a freshman in high school, and signed up for her SAT training well ahead of time. But still, Although we feel very […]
Aside from the question of whether your spouse is ready for you to be around all day, making the decision to retire requires an enormous amount of preparation. How do you know if you’re ready? First: Know your expenses Knowing what you spend money on and how much you actually need is critical for retirement […]
The Rule of 72 is one of those very simple and very useful tools that you can use in many aspects of your financial life. It is most often used to answer the question, “How long will it take to double my money?” However you can also use it as part of an assessment of […]
A key component to successful investing is determining how to position assets for maximum return after taxes. It matters not what you make; it matters what you keep. Did you know that as of January 2010 you are able to convert your Traditional IRA to a Roth IRA, regardless of your income levels? Roth IRA’s […]
Brad holds the following registrations:
4, 7, 24, 63, 65, Life & Health (LA-513612 NY)