My daughter Abby applied to college this year and as the acceptance letters start coming in, we’re getting to the stage of choosing a school. Of course, we’re thinking about important factors like education, quality of life, and location; however, like most parents, we also have to consider cost. Our interest in getting the best […]
Author Archive | Bradford Pine
Calculate How Long It Will Take To Double Your Money Using “The Rule of 72”
The Rule of 72 is one of those very simple and very useful tools that you can use in many aspects of your financial life. It is most often used to answer the question, “How long will it take to double my money?” However you can also use it as part of an assessment of […]
Is the (ACA) Affordable Care Act, Affordable? Obamacare?
The Affordable Care Act, or Obamacare, as it’s more commonly known, has been a nonstop drama this year. From the budget crisis, partly precipitated by attempts to repeal it, to the debacle that is the Act’s web portal, Obamacare has been in the news pretty consistently. Now, with the difficulty people are facing in signing […]
A “Happy Thanksgiving” Note – So Much To Be Thankful For!
I try to provide educational articles throughout the year to help you make sense of financial planning, so that you can secure the best possible future for yourself and your family. Now, as we approach Thanksgiving and the holiday season, I want to take a moment to say thank you. Thank you to my clients […]
A Complete Side-by-Side Spread Sheet Comparing 2012, 2013 & 2014 Tax Numbers
If you are looking to do any type of tax planning, I think you will find these two documents extremely helpful and easy to understand! Here is a link to a PDF file that gives you an in-depth side-by-side comparison of the new 2013 tax changes and the updated 2014 numbers. In addition, I have […]
Short Video: 2013 Tax Changes That You Should Know!
There are a few important changes in the 2013 tax year that may have a significant effect on your tax planning. You may have heard about the new tax brackets and tax rates for higher earners, but there have also been changes for individuals across most tax brackets. You can learn more in this very […]
4 Key Steps in Taking Control of Your Spending
Budgeting is like exercising for many people: We know we should do it, and we really want to, but after a long day it’s pretty much the last thing on our minds. What if it could be easy? If you could tackle it without all the stress? In this article, you’ll learn about the four […]
Health-Care Reform: Insurance Exchanges
CLICK HERE TO READ FULL ARTICLE! Starting in 2014, the Patient Protection and Affordable Care Act (ACA) requires the establishment of state-based American Health Benefit Exchanges for individuals and Small Business Health Options Program (SHOP) Exchanges for small employers. The general purpose of these Exchanges is to provide a single resource in each state for […]
My Bond Values Have Gone Down: Now What Do I Do?
Are bonds still a conservative investment? With yields jumping dramatically this summer (and prices dropping), it’s hard not to notice the turmoil in the bond market. I’ve been stopped by many people with concerned questions about what to do, and this article was born out of those conversations. The bond market almost certainly touches your […]
Could Inflation Put You in the Poorhouse?
In these uncertain economic times, I often get questions from clients about hyperinflation and whether to be worried about it. While the US has experienced periods of higher inflation in the past (many people remember the ‘70s, when prices went up an average of 7 percent a year), over the past 30 years inflation has […]