I sometimes hear from clients that estate planning sounds like something that only the very rich need to think about. This couldn’t be further from the truth. In reality, an estate plan is, at its most basic, a critical part of ensuring that your wishes are carried out should you become incapacitated or pass away. […]
As an investor, you probably hear a lot about risk. Phrases like “risk tolerance” and “risk profile” are part of the usual investment discourse, but when it comes right down to it, you may not be aware of how powerful it is to actively pay attention to the risk parameters of your portfolio. Of course, […]
Ask anyone if they’re ready for retirement, particularly after a difficult day, and you will likely hear an immediate “Yes!” But when it comes time to seriously consider the issue, the question of readiness becomes much more difficult. How much should I draw from my IRA or 401(k)? At what age should I retire? There […]
Both companies and employees can benefit from company stock purchases in 401(k) or other qualified retirement plans. But what should an investor do with these shares upon a job transition? You may have heard that you should avoid having too much of one stock in your portfolio, or that it’s beneficial to take advantage of […]
Here at the Bradford Pine Wealth Group, we believe in educating and informing our clients. In addition to providing guidance on investment options and strategies, we feel it’s important to include insight on the nuts and bolts of account management. One area that people generally don’t know about is the list of possible exemptions to […]
A key component to successful investing is determining how to position assets for maximum return after taxes. It matters not what you make; it matters what you keep. Did you know that as of January 2010 you are able to convert your Traditional IRA to a Roth IRA, regardless of your income levels? Roth IRA’s […]
Spring cleaning should apply not only to your house but to your retirement accounts. Whether you’ve maintained 401(k) accounts at old employers or have already opened a Rollover Individual Retirement Account (IRA), keeping an eye on where your accounts are held and what you’re invested in can help you to get the most out of […]
Brad holds the following registrations:
4, 7, 24, 63, 65, Life & Health (LA-513612 NY)
