Behavioral finance studies peoples’ psychological tendencies when it comes to financial decision-making. A big part of this research focuses on investing mistakes. For the everyday investor, having a greater understanding of psychology can help you to break bad habits and thought patterns. What makes our usual financial psychology dangerous is that it comes so naturally […]
A key component to successful investing is determining how to position assets for maximum return after taxes. It matters not what you make; it matters what you keep. Did you know that as of January 2010 you are able to convert your Traditional IRA to a Roth IRA, regardless of your income levels? Roth IRA’s […]
Real estate short sales involve the sale of a property for less than the amount owed on the mortgage. This is accomplished through an approval process with the lender, who typically agrees to release the borrower’s remaining mortgage obligation. While short sales have been around for decades, the Home Affordable Foreclosure Alternatives (HAFA) program which […]
Spring cleaning should apply not only to your house but to your retirement accounts. Whether you’ve maintained 401(k) accounts at old employers or have already opened a Rollover Individual Retirement Account (IRA), keeping an eye on where your accounts are held and what you’re invested in can help you to get the most out of […]
In my continuing effort to improve the financial well being of my client’s, their families and you, I would like to share my best thoughts and thinking on how to invest in this complex and ever changing economic environment. Looking back over my 17 years of experience in the financial services industry, I believe right […]
As we slowly work our way out of this historic recession, it’s a good time to take a step back and think about where we might be headed and what it could mean for the fixed income holdings in your portfolio. In December of 2008, the Federal Reserve dropped interest rates to record lows and […]
Brad holds the following registrations:
4, 7, 24, 63, 65, Life & Health (LA-513612 NY)
