Tag Archives: retirement assets

Enough Already with Ignoring Your IRA, 401(k) or 403(b)

by on 6:43 pm in 401(k) and 403(b)

What is your next move going to be? Everyone wants to get in better shape, especially as we get older. But for some reason we have trouble taking the right steps in getting started, even though the mirror reminds us every day of our goals (sometimes that mirror also reminds us that the older we [...]

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WARNING: Bond Mutual Funds in Your 401(k), 403(b), and Non-Retirement Investment Accounts!

by on 8:23 am in Bond Investing

If you’re like most people, you probably have a part of your retirement savings (and other assets) allocated in bond mutual funds. And if you’re like most people, you probably put together an allocation and forgot about it – the “set it and forget it” strategy. Investors like to diversify into bonds to reduce the [...]

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College: OMG! Good Thing I’ve Done all the Research for You

by on 10:02 am in College Scholarship, College Tuition

If you had told me when I was 25 that I would one day spend the better part of a week considering the pros and cons of a 15-student SAT course versus a one-on-one, I would have told you that you’re crazy. But now that my daughter Abby is getting ready to apply for college, [...]

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The Debt Ceiling is the New Fiscal Cliff: Year-End Recap & Preparing for 2013

by on 2:23 pm in Economic Notes, Fiscal Cliff, Retirement Planning, Tax Tips, The U.S. Debt Limit

This past year saw much news and change in the world. From Hurricane Sandy to the Presidential election, the Olympics to the horrifying school shooting in Connecticut, we can only describe 2012 as an eventful year filled with ups and downs. The markets reflected this, swinging throughout the year before ending on a positive note, [...]

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2012 Investment and Tax Planning While Approaching the Edge of the Fiscal Cliff

by on 9:29 am in Fiscal Cliff

There is a lot of talk in the financial news about the coming “fiscal cliff” and its potential ramifications for investing, financial planning, tax planning, and estate planning. While there is a lot of speculation about what might happen in the coming weeks and how to plan ahead, investors still face an enormous amount of [...]

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Pre & Post Planning for the Loss of a Spouse: Advice on Financial Planning for Couples

by on 8:31 am in Estate Planning

The last thing anyone wants to think about is losing their spouse to an accident or illness. The topic itself feels morbid and sad to most people, one that is best avoided for as long as possible, but in fact this subject should be addressed far ahead of time. I sadly just lost a longtime [...]

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The Tax Landscape: Countdown to 2013 as Fiscal Cliff Looms

by on 7:30 pm in Fiscal Cliff, Tax Tips

The Tax Landscape: Countdown to 2013 as Fiscal Cliff Looms In December 2010, Congress extended the so-called Bush-era tax cuts. However, for investors, the legislation may have been a stay of execution rather than a full pardon. As of January 1, 2013, federal tax rates on income, qualifying dividends, and capital gains (among other provisions) are [...]

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My New York Daily News Money Pros Column: The Stretch Option for Inherited IRAs

by on 1:21 pm in Retirement Planning

NY Daily News Money Pros Column I was recently asked to provide advice for the New York Daily News Money Pros column, and I felt that the topic was so important that it would be great to share it with you too. Inheriting an IRA can be confusing to even the savviest investor and the implications [...]

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Things to Consider When Buying a Home

by on 5:52 pm in Knowing Your Spending Habits

Things to Consider When Buying a Home Are you, a friend or family member in the market for a new home? Especially for first-time home-buyers, the process of deciding how much home you can afford and obtaining a mortgage can be a bit daunting. Read on for detailed information and important tips about the home-buying [...]

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